ࡱ> &(%q D bjbjt+t+ "AAD]    $     g   >uD "NEW JERSEY EARTHQUAKE INSURANCE AVAILABILITY NOTICE All insureds and applicants are cautioned that [homeowners/commercial fire and extended coverage] insurance policies do not provide coverage for earthquake damage. The definition of an earthquake: is a shaking or trembling of the earth that is geologic or tectonic in nature; includes shock waves or tremors before, during or after a volcanic eruption; and can also include after-shocks that occur within a seventy-two hour period following an earthquake. A typical [homeowners or commercial fire and extended coverage] insurance policy: does not cover the cost to replace or repair your damaged dwelling, premises or structures, such as garages, resulting from an earthquake; does not cover the cost to replace or repair the contents of your [home or business] if the damages result from an earthquake; and does not pay for any additional [living or business] expenses if your property is badly damaged or destroyed by an earthquake. Earthquake insurance is available through an endorsement to your policy for an additional premium. The decision to purchase earthquake insurance is one that should be carefully considered based on individual circumstances. Historically, an earthquake in New Jersey is a rare event, although the possibility exists that it could happen. Over the five-year period from 1997 to 2002, for every $1 of earthquake insurance premium, 3/10 of one cent has been paid out for losses. Please contact [your agent/your independent agent/ the company at (the companys phone number)] if you have any questions or want additional information on how you can obtain earthquake insurance. This notice is a general description of coverage and does not change, modify or invalidate any of the provisions, terms or conditions of your policy or endorsements. inoforms/ear1903 ef  @AU]#$45T^dmv s } / D 5665- 456LTUd4 4 & F 8 h84 & F 8 h8 & F 8 h8 & F 8 h8 456LTUd4 1 2 3 D       1 2 3 D  1h/ =!"#$% [8@8 NormalCJ_HaJmH sH tH RR Heading 1$<@&5CJ KH OJQJ\^JaJ 8@8 Heading 2 $$@&5CJ<A@< Default Paragraph Font.B@. Body Text5CJO HOManDD D  D RUFdhFNJDOBIDC:\DOCUME~1\BARSHEA\LOCALS~1\Temp\AutoRecovery save of 03earthqu.asdNJDOBI0\\dob3\vol1\group\legregs\INOFORMS\08earthqu.docNJDOBI0\\dob3\vol1\group\legregs\INOFORMS\08earthqu.docNJDOBI.\\dob3\vol1\group\legregs\INOFORMS\ear1903.docnjdobi.\\DOB3\VOL1\GROUP\LEGREGS\INOFORMS\ear1903.docBARFLETBC:\DOCUME~1\BARFLET\LOCALS~1\Temp\AutoRecovery save of ear1903.asdBARFLET.\\DOB3\VOL1\GROUP\LEGREGS\INOFORMS\ear1903.docNJDOBI.\\dob3\vol1\group\legregs\INOFORMS\ear1903.docNJDOBI.\\dob3\vol1\group\legregs\INOFORMS\ear1903.docMaria Galambos.\\DOB3\VOL1\GROUP\LEGREGS\INOFORMS\ear1903.doc1 1X e h ) X"+ @3 &5; t< f @ *\ $R\hLy#] /%}  hhOJQJo( hhOJQJo( hhOJQJo( hhOJQJo( hhOJQJo( hhOJQJo( hhOJQJo( hhOJQJo( hhOJQJo( hhOJQJo( hhOJQJo(hB*CJOJQJo( hhOJQJo( hhOJQJo(f @/%}t<@3h*\)ey#]1X1X"+&5;$R\@RR<=RCD`@G:Times New Roman5Symbol3& :Arial"hKq`q`q &  !20dZLAAIS Becky RitcheyMaria Galambos Oh+'0(4D \h    MAAIS AISBecky Ritchey eckeckNormaliMaria Galambos 9riMicrosoft Word 8.0 @dN@0h0@,@0h0  ՜.+,D՜.+,P hp  1Preferred Mutual Insurance Co. Z1 MAAIS Title 6> _PID_GUIDAN{DD8117C0-132D-11D7-8109-00010368DD29}  !"#$'Root Entry Fߵ3)>uD)1Table WordDocument"SummaryInformation(DocumentSummaryInformation8CompObjjObjectPool>uD>uD  FMicrosoft Word Document MSWordDocWord.Document.89q