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This list includes all insurance companies that have Homeowners policies in effect in New Jersey. This includes owners, renters/tenants, and condos.

In addition to the list below, the following companies only write Renters/Tenant Policies

Looking for Mobile Homeowners Insurance?

Looking for Companies that Write Private Flood Insurance?

• Homesite Insurance Company (not accepting any new owners or renters business; accepting new condo business only)
• Homesite Insurance Company of the Midwest (accepting new owners and renters business only)
• American Family Connect Property and Casualty Insurance Company (not accepting any new business)
  

1-800-466-3748

1-800-842-3344

Direct

Direct

• AIG Property Casualty Company

American Modern Property and Casualty Insurance Company (condos only; not accepting any new business)

• Merrimack Mutual Fire Insurance Company
• Bay State Insurance Company
• Cambridge Mutual Fire Insurance Company

Assurant Group

• Chubb National Insurance Company
• Executive Risk Indemnity Company
• Chubb Insurance Company of Sexy真人 (not accepting any new business)
• Federal Insurance Company (not accepting any new business)
• Great Northern Insurance Company (not accepting any new business)
• Pacific Indemnity Company (not accepting any new business)
• Vigilant Insurance Company (not accepting any new business)
• Atlantic Employers Insurance Company (not accepting any new business)
• Bankers Standard Insurance Company (not accepting any new business)

Cincinnati Financial Group

• The Cincinnati Casualty Company
• The Cincinnati Insurance Company (not accepting any new business)

Farm Family Group

• United Farm Family Insurance Company

Farmers Insurance Company of Flemington

• Truck Insurance Exchange (not accepting any new owners business) (accepting new business for renters and condos only)
• Mid-Century Insurance Company (owners only)

• FMI Insurance Company

• Citizens Insurance Company of America
  (not accepting any new business)
• Hanover Insurance Company
• Massachusetts Bay Insurance Company
  (not accepting any new business)

• Hartford Underwriters Insurance Company
  (membership company for AARP; not accepting any new business)
  
• Property Casualty Insurance Company of Hartford
  (membership company for AARP; not writing new business)
• Trumbull Insurance Company
  (membership company for AARP; not writing new business)
• Nutmeg Insurance Company
  (membership company for AARP)
• Hartford Fire Insurance Company

• Homeowners Choice Property & Casualty Insurance Company, Inc. (not accepting new business)
• TypTap Insurance Company (owners only)

Markel Group

• Mercury Insurance Company of Illinois

National General Group

• National General Insurance Company
• New Jersey Skylands Insurance Association
  (not accepting new business)
• MIC General Insurance Corporation
  (not accepting new business)
• Integon National Insurance Company
  (not accepting new business)

Norfolk and Dedham Group

• Fitchburg Mutual Insurance Company (not accepting new business)
• Norfolk and Dedham Mutual Fire Insurance Company (owners only)

• Germantown Insurance Company
• Philadelphia Contributionship Insurance Company

• High Point Preferred Insurance Company (not accepting any new business)
• Palisades Property and Casualty Insurance Company (not accepting any new owners business) (accepting new business for renters and condos only)
• AtHome Insurance Company (owners only)

• Praetorian Insurance Company (owners and renters only)

• Selective Auto Insurance Company of New Jersey

1-866-896-7233

• Fidelity & Guaranty Insurance Underwriters, Inc. (not accepting any new business)
• St. Paul Protective Insurance Company

1-844-633-9900

• Garrison Property and Casualty Insurance Company
• USAA Casualty Insurance Company
• USAA General Indemnity Company
• United Services Auto Association

This list includes insurance companies that only write Tenant/Renters policies.

• American Modern Home Insurance Company

• 21st Century Premier Insurance Company

• Teachers Auto Insurance Company of New Jersey (membership company for employees of educational institutions)
• Palisades Insurance Company
• Palisades Safety & Insurance Association

*written exclusively as an endorsement to a personal automobile insurance policy with the company

1-866-658-3224
(Teachers)

1-877-725-6423
(Palisades)

Direct

Agent

• Sutton National Insurance Company

This list includes insurance companies that write Mobile Homeowners policies.

American Family Insurance Group

• Homesite Insurance Company (not accepting any new business)

• Foremost Insurance Company Grand Rapids, MI
• Foremost Property & Casualty Insurance Company
  

• American Modern Property and Casualty Insurance Company

The following companies offer coverage for flood through an endorsement to a Homeowners policy. To obtain flood coverage with these companies, you must also have or obtain a Homeowners policy with them.  Coverage is on a primary basis. 

Coverage for flood is available through the federal National Flood Insurance Program (NFIP).  For this option, please visit

As an alternative to the federal program, the following companies write private standalone flood insurance policies.  Some of these companies offer higher limits and/or coverage options not available through the NFIP.

For higher insurance limits above or broader coverages than those offered through the NFIP or private primary policies, these companies will write excess policies.